Yes, 2015 was the year that the Fintech bubble exploded. It hasn’t burst yet, but it’s clear that Fintech is the word of 2015. Everyone is talking unicorns, start-ups, disruption, Fintech and yet this is nothing new. I often say that I’m only known in the Fintech world because I’ve worked in technology in finance all my life and finally someone decided to put the words together and merge them. Like Brangelina, Kimye and Bennifer, Fintech is of the moment.